Private personal finance for Windows 11. No cloud, no account, no subscription.
Your whole financial picture at a glance: net worth, budget, bills and investments.
Everything lives in one file on your own PC. There is no account to create, no cloud service and no advertising. The app does not collect your data, track you or send anything to us. It goes online only if you set up optional price and exchange-rate updates with your own keys.
Current accounts, savings, credit cards, investments, pensions, property, vehicles, loans and mortgages. Several currencies, each converted at the rate for the date. Holdings with purchase lots, cost basis and real returns.
A one-time purchase through the Microsoft Store. No subscription, no adverts, no in-app purchases and nothing held back for a higher tier. Updates arrive through the Store.
One .mfl file, kept where you choose — your Documents folder by default. Copy it, back it up or move it like any other document. Uninstalling the app never deletes it.
Multiple accounts, multiple currencies, property, loans, and a portfolio with real holdings and real cost bases — a complete picture, entirely on your own PC.
See where your money came from, what you kept and where the rest went. Click any figure to reach the transactions behind it.
Plan by month or across the year, set goals for saving or paying down a debt, and watch a burn-down chart that shows whether you are on track for the rest of the month.
Buys, sells, dividends, reinvested dividends, share transfers and stock splits. Holdings with purchase lots, cost basis, realised and unrealised gains, and money-weighted returns over any period.
Light and dark themes that follow Windows, keyboard shortcuts throughout, any report or account in its own window, recent files on the taskbar icon, and double-click a file to open it. Lock it with Windows Hello if you like.
Where My Financial Life tracks your money today, My Retirement Life projects it forward through retirement — drawdown order, tax, inflation and life events — and answers whether it lasts. The two are designed to exchange data, so a salary change or property sale recorded here can feed the projection.
In development Not released yet — no date.
My Financial Life 1.0.0 for Windows 11, on x64 and ARM64 PCs. A one-time purchase through the Microsoft Store, with no subscription.
On a Mac? A Mac App Store version is coming later.
