Built for people who keep their data their own.
My Financial Life started from a simple frustration: the best way to see your whole financial picture shouldn’t mean handing your bank details to someone else’s server.
Local-first, on purpose
Plenty of finance apps are really data businesses wearing a budgeting app’s clothes. We took the opposite bet. Your data lives in a single file on your own PC. There is no account to create, no cloud service, no advertising and nothing for us to mine — the app does not collect your data, track you or send anything to us. It goes online only if you set up optional price and exchange-rate updates with your own keys, and even then it sends ticker symbols and currency codes, never your accounts or transactions. Without them it works completely offline.
Paid for once, by the people who use it
My Financial Life is a one-time purchase through the Microsoft Store. No subscription, no adverts, no in-app purchases, and no business model quietly paid for by your data. You pay once for the software, and the software works for you.
A serious tool, calmly made
It’s built for people whose money is more complicated than one current account — multiple accounts and currencies, property, loans, and a portfolio with real holdings and real cost bases. Careful savers and DIY investors, often moving off a discontinued or declining desktop finance app, who want genuine portfolio tracking and budgets with a backbone. The app speaks that vocabulary without asking you to learn double-entry accounting first.
Where it runs
Version 1.0.0 is a native Windows 11 app, for x64 and ARM64 PCs, from the Microsoft Store. A Mac version is coming later through the Mac App Store; there’s no date yet, and we’d rather not guess.
Today, and tomorrow
My Financial Life is your money today. Its sister app, My Retirement Life (in development), projects your finances forward through retirement, drawdown and tax. The two are designed to exchange data — a salary change or property sale recorded in one can feed the other — as a file you choose to move, never a server sync.
Who makes it
Questions, or just want to say hello? Get in touch — a real person reads every message.